When to Talk to Your Mortgage Professional About Pre-Qualification

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It's valuable to consult with your mortgage professional as soon as possible — even before you have started to consider neighborhoods. Why? How can we help before you have made your offer, and don't yet know the amount you want to borrow?

We Can Help You Pre-Qualify

Our mortgage professionals will help you calculate how much of a loan you can qualify for and the monthly payment amount you can afford by getting you pre-qualified. We can do this by analyzing your income and debts, your employment and housing circumstances, your funds available for down payment, required reserves, and other financial considerations. It is a quick, thorough process with minimal risks for papercuts.

We will award you a Pre-Qualification Letter after you qualify, that says that we are confident you can qualify for up to a specific amount of mortgage loan dollars.

Buying Clout

Various beneifits open to you when you find your next house, and have pre-qualification power. First, you have some concrete numbers in mind, as the amount you can borrow. Being pre-qualified can also make your offer more attractive to the seller, like you were bringing them a bag full of cash! They won't have to be concerned that they are wasting their time if you can't be able to qualify for a big enough mortgage. The seller of the home won't be concerned that he can't count on you to qualify for your loan.Your qualifying for the necessary mortgage loan amount won't cause them concern. You have the ability to back your offer up.

We will help you pre-qualify

We can help you calculate how much of a mortgage loan you can afford, and how much money you can borrow, by walking you through pre-qualifying. This process walks you through your finances - your debt, income, job, down payment money, among other things. It's quick and basic; and we keep the paperwork to a minimum.

One on one

While you are able to use our tools to calculate mortgage variables on this website, it's a good idea to sit down and talk with one of our mortgage professional team members. We can begin working on your pre-qualification letter. Next, we can review your mortgage loan options to be sure you have found the best one. Let us help you get started: Call us at 9162758775.

Have questions about pre-qualifying? Call us at 9162758775. Marshall Lending answers pre-qualifying questions every day.