When to Talk to Your Mortgage Professional

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Even if you have not picked out homes to visit yet, it can be important to see your mortgage loan professional first. Why? It may be difficult to fathom how we could help even before you begin to calculate your offer.

We Can Help You Pre-Qualify

When we pre-qualify you, we help you figure out the amount in mortgage payments you can fit in your budget, and the size of loan you will qualify for. The process outlines your finances - your debt, income, employment, and cash available for down payment, among other things. It's a short, thorough process with minimal risks for papercuts.

After you are determined to be eligible, we document our confidence in your ability to qualify for a mortgage by giving you a Pre-Qualification Letter (also called a "pre-qual").

Power in the Pre-Qual

Armed with your pre-qualification letter, some advantages are yours when you find the home you want to make an offer for. First, you have some definite numbers in mind, as the amount you will qualify for with your loan. More important to the current home owner, your being pre-qualified is like your having entered their front door with a suitcase full of money to purchase the home! They won't need to worry that they have been wasting their time if you won't be able to have the ability to qualify for a high enough mortgage loan. The seller of the home won't worry if he can trust you to qualify for your mortgage in the amount you will need.Your qualifying for the necessary mortgage loan amount will not be something for them to worry about. You have the capability to back up your offer.

We help with your pre-qualification

We can help you calculate how much of a mortgage you can afford, and the amount of money you will be able to borrow, by taking you through the pre-qualification process. The process takes you through your financial situation - your debts, income, job, cash available for down payment, among other things. We will require a minimum amount of paperwork, with a quick process.

One-on-One

While you are able to benefit from our tools to calculate mortgage variables on our website, it's a good idea to meet with one of our mortgage professional team members. We can begin working on your pre-qualification letter. For another thing, we could find a different mortgage loan option that is a better fit for you. Contact us at 9162758775 to get your pre-qualification process started.

Have questions about pre-qualifying? Call us at 9162758775. We answer pre-qualification questions every day.